Smart Home Loans
Conventional Loans
Conventional loans are a popular choice for buying or refinancing a home. You’ll find flexible term lengths with fixed and adjustable rate options.
Construction Loans
Building your own home can be exciting, and sometimes overwhelming. Our team is here to help with financing your build. A construction loan can be converted to a traditional mortgage later so that it fits your needs during the build and after.
Doctors' Loans
We know medical doctors have unique home loan needs. Our Doctors' Loan program is here to help with competitive rates and terms, up to 110% financing on purchases or refinances and no PMI.
VA Loans
Available to eligible veterans, active duty personnel, reservists, and certain surviving spouses, VA loans offer flexible credit standards. Up to 100% financing is available for loans, which are guaranteed by the U.S. Department of Veteran Affairs. VA loans can be used for purchases and refinances.
USDA Rural Housing Loans
USDA loans are designed for borrowers who are purchasing homes in rural areas or certain designated suburbs. Up to 100% financing is available, with flexible credit guidelines. Income limits may apply.
Federal Housing Administration
FHA loans can be a good fit for borrowers who might not qualify for traditional mortgages. Down payments can be as low as 3.5% and less-than-perfect credit history is acceptable. Fixed and adjustable rate options are available.
Home Equity Lines of Credit
Already own a home? You may have equity in your home, which is the difference between what your home is worth and what you owe on your mortgage. Use your equity to open a home equity line of credit to finance renovations, major purchases, education costs, or other expenses. Want to learn more? Contact our friendly lending team or fill out an online application.
Partnering with you
We'll help you navigate the homebuying process so you have the information and confidence to find the right home loan for your lifestyle and budget.